Emmett Dempsey in Port Saint Lucie
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Port Saint Lucie, St. Lucie County, Florida, US
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Site: https://www.tcmortgage.com/
- Monday:8AM–8PM
- Tuesday:8AM–8PM
- Wednesday:8AM–8PM
- Thursday:8AM–8PM
- Friday:8AM–8PM
- Saturday:8AM–8PM
- Sunday:8AM–8PM
Emmett and his team were so helpful and communicative from start to finish. They were true professionals who care about their clients. I would recommend them to anyone looking to secure a mortgage. Emmett went above and beyond what was expected to ensure the process went smoothly. He answered all of my questions thoroughly and promptly. I couldnt have had a better experience!
Emmett went above and beyond to not only get us pre approved and keep us pre approved, but to educate us on what each part of the process meant. Things were smooth from the very beginning and he was an integral part of our success in the closing of our home. He and his team are in contact frequently to ensure that youre never questioning where you are in the process or what is next.
Honestly the best and easiest experience ever. Emmett took so much time to explain in detail any of my questions. Kept it simple for us, we literally provided everything he asked for as far as documents and he did the rest! He stayed onto of our builder for updates also.Highly recommend!
What can I say, Emmet is a true professional. From start to finish you always knew where you were in the process. No surprises no above your head language, just simple consice and easy to understand communication that made this whole experience first class. Do yourself a favor and use Emmet Dempsey if youre in the market for a new home, he truly exceeded expectations. You have my thanks Emmet!
Working with Emmett has been super easy. This is my third time working with him and his team. It’s always a Fast low maintenance processAlways available for questionsVideo presentation of options is easy to understand and great.My closing, was fast and I was given great rates.
“ Let us start with the exceptional service that we received during the entire financing process of buying a short sale home. Emmett Dempseys professionalism and knowledge of the industry was impressive and truly appreciated. In the past, we have had experience with several others banks and have found the process frustrating and tedious. Even though it was a short sale purchase, Emmett went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. We have and will continue to recommend him highly.” Ames and Christi Pittman
I work in the mortgage industry for some years now and I know how hectic it can get specially in a sellers market post pandemic.I can 100% say that Emmett is truly awesome, he goes above and beyond on everything. Any time I had a question regarding whatever, even silly things (first time homeowner) he was always there to assist.I only had so much for a down-payment and he was able to adjust and work with the numbers to find us a great lender and still not go over my budget. The house hunting process was a bit crazy but this pertains more to my real estate agent (a friend of mine) as well as this crazy market lol. Even then, Emmett always make sure to not forget about us lol, always followed up, even offered to assist in getting a RE (not needed).We closed within 30 days of initial application, he was very communicative throughout this whole process and even shared his YT videos to know what to expect on the pre-approval, UW process, closing day, post closing. In this day of age, internet/email communication is very important and I loved the fact that we were able to navigate this whole process via email/e-sign/text haha!There were some minor hiccups but Emmett was always quick to find a resolution for everything. I can honestly say he made the home buying process go as smooth as possible :)Definitely recommend him! Hope to work with him in the near future.Thank you Emmett, youre awesome sir!!
I have been a real estate broker for 30 years and based on my previous experience with Emmett obtaining home loans for my clients I chose Emmett when I decided to buy a Hutchinson Island condo. Emmett is a mortgage machine, easy to work with, extremely detailed, gets every thing done well before deadlines, and gets the loan done.
Emmett was very good to keep me updated on the different steps in the process. He gave answers to questions and explained the process in simple terms. His weekly videos were great helping me see a good viewpoint of different aspects of the home loan process. Thanks for all the help.
Emmett was amazing to work with. He and his team took the guess work and anxiety out of the home buying process. He was extremely responsive to all forms of communication, and even did check ins when I did not reach out to him. He genuinely cares about his clients and their needs. He educated us on the best use of our funds, available programs and loan options. His team worked late into the night to ensure a smooth transition on my selling and buying side of my home! He goes above and beyond to ensure you feel like more than a number. I will never go through a bank for this process again! Thank you Emmett!!!
Emmett and his team were stellar in getting our refinance done quickly and easily- all virtual! The notary came to us! I had no idea how many different entities are involved, but each one I spoke with had great customer service and were all super pleasant. Emmett was always quick to respond to any questions we had. The videos with each email explaining the process made it a lot easier to understand what we were signing and why it was important. Thank you!
I had a great experience with Treasure Coast Mortgage. I worked with Emmett and his team back in October of 2020 doing a refi. Emmett answered all of my questions and I had a LOT of them. He still keeps me up to date on the current value of my home on a monthly basis and I also receive informative videos every now and then that I save for future reference. You never know when you may be in the market to purchase a home.Thanks Emmett!!
We were very pleased with the great service we received from Emmett Dempsey and the treasure coast mortgage staff . Mr Dempsey worked extra hard to move up the closing date of our home purchase a full month . He made his self available to answer our questions, and returned our calls . His video presentations helped to explain the mortgage process and options we had . We received a low interest mortgage rate from Treasure Coast . I would recommend treasure coast mortgage to anyone looking to purchase a home .
Extreme customer service! Truly the only way you should expect to receive when dealing with your own hard earned money. Emmett Dempsey exceeds all expectations for professionalism, expediency and accuracy each time Ive worked with him on my personal, rental/investment mortgages. I HIGHLY recommend using Emmett and Treasure Coast Mortgage.
Emmett was very helpful and provided great educational videos to help me understand my options on mortgages. Closing went fast and smooth and Emmett is always there to help me with new homeowner question. Thank you for all the help and I will definitely refer to family and friends.
Emmett was very professional and informative while helping us secure our loan. He was able to work with us to get a great rate. Emmett kept us up to date and answered all questions that we had. We would highly recommend him to anyone looking for anhonest and reliable mortgage broker. Thank you for everything!
My husband and I have been through quite a few mortgage transactions over the years, but we have never found a more responsive mortgage broker who was happy to give status updates, answer questions and keep in constant communication. This has been a difficult year with all of the market tumult but Emmett met the challenges daily without complaint. He was able to get us a great rate, make use of his resources to get us closed even while we were traveling out of town, and we are very happy with the final outcome. Highly recommend Emmett Dempsey and Treasure Coast Mortgage!!
Emmett made the home buying process as easy as possible for me. He was always available to answer my questions and reached out during the search process to see if there was anything he could help with, and even after the closing to offer me programs available to me at no extra cost. I have already recommended Treasure Coast Mortgage to a few people and will continue to send them your way. Thank you all for everything!!
Emmett is a pleasure to work with. I have used Emmett twice over the last three years. First to purchase our house and next to reduce/refinance from a 30 year mortgage to a 15 Year with an amazing rate.Emmett sets himself apart from his competition by his quick response, knowledge and use of technology to help explain mortgages. I loved the short videos Emmett would send to go over all my options. In the middle of the Covid pandemic he still provided quality customer service utilizing technology.I always recommend Emmett when someone asks me who I recommend for a mortgage. You won’t be disappointed using Emmett.
For the second time we have used Emmett Dempsey for our mortgage needs. In his consistently professional approach Emmett made the process so simple and streamlined for us. He was always available and quickly responsive to our questions. We love doing business with Emmett.
Emmett helped me to refinance from a 30 to 15 year mortgage. What sets Emmett apart is that he is super responsive. I never had to wait more than a few hours for him to respond to a text or email with questions that I had.The other strength of Emmett is his ability to teach and explain the process. When you only buy or refinance a house every 10 to 15 to 20 years the process can be daunting. Emmett explains the process in a way that helps you understand what is taking place without making you feel like youre wasting his time or bothering him.If youre looking for a refinance then Emmett is your guy!
Best refinance ever! So knowledgeable and friendly. Emmett was phenomenal with a fast and efficient procedure helping us to close within 14 days or less. Process was so smooth and painless along with super simple use of ease docless paperwork! We are happy we took the opportunity to use the best lender out there and trust their expertise! Would recommend to anyone.
Working with Emmett was easy and he was a great source of information as we made our refinancing decisions. We had a few hurdles pop up (no ones fault, just things that happened) during the process, but Emmet and his team knew what to do and everything turned out exactly like we wanted. It was a great experience!
My wife and I refinanced our home with Emmet a couple weeks ago and it was by far the best home lending experience we have ever had. He was able to get us the lowest rate with the lowest closing costs and it closed in lightning speed!! Emmet was very thorough in explaining all the details through the process and he was very quick to respond to any questions or concerns, which really took all the stress out of the refinance. We couldnt be happier with the experience and would highly recommend him for any home lending needs.
Emmitt Dempsey made the whole mortgage process very easy, considering that we conducted our business from 1200 miles apart. Every question that came up he had answers the same day. I would recommend Treasury Coast Mortgage to anyone who is looking to purchase a home. Craig Sellner
Emmett and his team were very professional and on top of all our questions and issues while purchasing our home. He dedication kept us at ease throughout the process even in the face paced market. All concerns were addressed and he was consistently seeking out options to meet our budget and provide us with good quality. This was our first home purchase in over 10+ years of renting and couldnt recommend him more. Further his dedication does not stop after the purchase is complete, he provides videos and information on a regular basis, which shows he is not in it for you business up front and then forgets about you.
Emmett made our home buying experience very pleasant even in the middle of a pandemic. He provided exceptional customer service and was available every time I needed to speak with him. He processed our loan quickly & efficiently. We would definitely use him again. You wont be disappointed in using him.
Emmet & Team- Thank you for your informative, professional and fast & low maintenance process!You were always available for Q&A, and video presentation of our options. You knowledge on the VA loan process was much appreciated, and your team did a great job at closing fast. Our rate is simply amazing! Thank you!
As a first time buyer, I was excited about purchasing a home, but nervous about the process and the commitment to a 30 year contract. Emmett was there every step of the way. The level of communication was amazing. Response time was almost, if not always, immediate. He was available and open to answering the many questions that I had. Hes extremely personable. I appreciated the videos on YouTube that he provided as additional resources to help me understand the process, they were very informative. I will recommend Emmett to all of my family and friends that are shopping for a mortgage.
Emmett really knows how to take the stresses of buying or refinancing a house away from the buyer. He is always prompt and available to answer questions and deal with random worries. I don’t have a very good credit score, wasn’t sure if I even had any options and Emmett was right there, reassuring me and making miracles happen. He was so awesome! I would recommend him to anyone. I am a little crazy, indecisive, and can be hard to deal with at times. I went from wanting to sell my house and buy a new one to doing a refinance on my current house. Emmett was so patient with me and provided me with step by step instructions and expectations, even after I did a total 180 from buying to refinancing. He’s always cool as a cucumber and I am convinced that there is nothing he can’t do.Side note: the Geneva financial team is also equally awesome! Thank you from the bottom of our hearts for helping us in ways that you could never truly understand.
The team at Treasure Coast Mortgage guided us through the home buying process with ease and clarity. We locked in a great rate and closed earlier than expected. Getting the pre approval, from Emmett and his team, gave us the upper hand when we went house hunting and is honestly the reason we found our life home.
Word of mouth and reviews from past customers is exactly how we found Emmett Dempsey. As I write this review, we are 2 days away from closing on our dream home. When Emmett said to go house shopping and he would take care of the rest, he wasn’t exaggerating! He and his team at Geneva Financial have made our home buying experience easier than the purchase of our car. He kept us updated at every step by text, email and phone calls. We always knew where we were at in the process and there were never any surprises or unexpected situations. The ability to watch his Youtube videos on every topic related to our purchase and to be able to send and sign documents electronically meant that we didn’t have to take valuable time away from work, our kids or activities. For working parents, that was priceless to us. We can’t thank Emmett enough for being on Team Santiago! See you in 2 days at the closing table!!!
I had a great experience working with Emmett and Ana at Treasure Coast. They are geat communicators and organizers. It was great being able to count on them. They were timely, honest, had our best interest in mind, and offered the very best rate. I will use this company next time! I will be highly recommending them in the meantime.
This was the most seamless and pleasant experience I have ever had when it comes to taking out a mortgage! Emmett set expectations with me in the beginning, adhered to all timelines that were set, offered me guidance before I knew I needed it and basically operated in a way to reduce any of my mortgage anxiety to a minimum! Additionally, his calm voice and demeanor, combined with his professional competence, gave me confidence in him and the process. Now, I am in the home of my dreams! I highly recommend using Emmett and Treasure Coast Mortgage.
Emmett and his staff provided the best mortgage loan experience weve experienced. Everyone was friendly and professional. Phone calls and emails were answered promptly and the team made the process quick, efficient and just plain easy. We were updated often and as things happened and Emmett called once a week with a summary of the status and asked if we were satisfied with the progress or had questions. The team made us feel they were on our side. We were not “worried” as we went through the process and always knew where we stood. Thanks.
Emmett and the rest of the team made the process easy and painless! It started as a frustrating endeavor- especially during this pandemic, but Emmett and his staff kept at it and made it happen. I feel I got the best rate and the best deal possible due to their professionalism and attention to the needs of this particular situation. Highly recommended.
Emmett was very thorough and professional, and he patiently answered all of my questions. Best of all, he was able to close a loan on my home (a foreclosure) in 25 days, in December! Accounting for weekends and holidays, it was approximately 14 business days from contract to closing. Amazing! I didnt think it was possible, but Emmett and his team made it happen. Thank you Emmett!
Emmett is the best. Everything is taken care of. He drives to get everything in order and makes things happen. We closed in 3 weeks! Our inspection resulted in some work to be done by the owner which took two weeks, then we realized that there were advantages to closing before Christmas. Emmet moved the closing date in and made it happen. Our realtor said this never happens so quickly and smoothly. Well, it did for us. Saved us a full months rent and a homestead credit for 2019. Thanks Emmett.
So this review is LONG overdue. I apologize for that. 6 months ago my wife and I started to look for a home. Emmett was highly recommended to us by a coworker of mine. Upon contacting him, he was very friendly and willing to work with us. My credit was not the best, but Emmett assured me that it was not a problem. We looked for ways to get a home that was in our budget with the lowest rates that were possible during the time. Within a day we were approved for a 225k loan with rate at the markets lowest. Within one month we found our home. Any questions or concerns we had, Emmett was there to answer them swiftly. Which there was a lot of questions since we were first time home buyers. I would reccomend Emmett Dempsey 1000x over to anyone who is looking to buy a home. Thank you Emmett for being there for my wife and I when we needed you. Thank you for your hard work on helping us get our home. Thank you for answering all of those questions and thank you for being such a dependable person. Anytime I go to buy a home Im going to you.-The Johnsons-
Emmett Dempsey with Geneva Financial is top notch. He goes above and beyond for his clients and works hard to get things done. In addition he and his staff are on top of everything every step of the way with excellent follow up and communication throughout the entire process. I would highly recommend them as well as use their services again in the future.
Emmett Dempsey is my “Go To” Preferred Lender!! The Extensive Knowledge & “Out Of The Box” Thinking is What Sets Him Apart From Any of Mortgage Broker. Whether if it’s A VA, FHA, Conventional, Non QM or Reverse Mortgage, He Does It ALL! When I refer Business to him; I’m Confident my clients are in the best hands. Not Only Will They Receive the Best Rates & Effective Communication, but he will give scenarios on which Loan Program is the Best Fit & Why. Emmett Dempsey will be your Lender for Life!! Give Him A Call; You Will Not Be Disappointed 😊
Emmett and the Geneva Financial team are amazing! Emmett made himself available at all hours, was extremely helpful through all of our questions and made the process seem absolutely flawless. 17 days to close is absolutely amazing in my book! I Highly recommend their service.
I only do reviews when I get excellent service. Thank you for doing such a terrific job securing financing for us.Our previous lender gave us so much problems and wanted ridiculous commitments from us. Thanks to you, you got us an excellent rate which was competitive with the very best offers out there, and came up with a very smart financing strategy allowing us to purchase our new house right before our closing date on contract. I will be recommending you to all of my friends. It was a pleasure doing business with you! We have been so impressed by your swift responses, your follow-thought, detailed information you forwarded and information on ‘You Tube’. We would be happy to be a reference for you if needed. Thank you again for such a great experience.You are definitely professional and get the job done.
Very professional, knowledgeable and straight forward. Defiantly recommend getting a quote from this guy. I probably shopped around a lot more then the average guy when we bought our house 1.5 years ago and I found a lot of people in the business with very little knowledge. Emmett knows what he is doing and answers all your questions. He got me a really good deal.
We happened upon Mr.Emmett Dempsey and Geneva financial via our realtor. He was super professional and with his easy to use document software. His team helped us to close in under 30 days and got my family into the home we wanted with very little work on our part. Thank you sir. We couldnt have done it without you. Looking forward to our next one.
Total reviews rating 5
99 Reviews for Emmett Dempsey 2023:
Review №1
2022-07-21Emmett and Cheryl are the best Mortgage Broker and Processing Team around! They are professional, resourceful, and are always there to answer any questions. Emmett was referred to me by my realtor. I was impressed by the video presentations that he sent along the loan application and approval process. These are concise yet easy- to-understand video presentations that catered to my case. These videos helped me understand the loan process and different options of the loan. Due to my unique financial situation, I changed my loan options several times back and forth, even after the rate was locked. Emmett and Cheryl were very patient with me, walked me through each and every possible situation tirelessly, until I chose the one that best fit my situation. I was able to close early! I would highly recommend Emmett and Cheryl! They have great rates, low fee, and the best service in town!
Review №2
2022-06-30Emmett and his team are 5 ++ STARS!!! Emmett made refinancing my property a breeze! Anytime you have a question that you need answered he is always there for you by email, text, or phone and with a quick response! You can start the process by applying online which just takes a few minutes to do, and from there he will take you through each step of the process with a video presentation. Low interest rate too!! Thank you Emmett and Cheryl for making my dream a reality!! I have already recommended several coworkers and friends to talk to Emmett at Treasure Coast Mortgage!
Review №3
2021-12-12Emmett and his team are very professional, quick to initiate and respond, provide a great product, and are all around a great company to work with! It was by far our easiest refinance we have ever done (and we’ve done several)! Emmett even provided us with a video explaining things. Bottom line, we would recommend him to our friends and family and utilize his services again when the need arises.
Review №4
2022-06-20From our first phone conversation to closing there was nothing but positives!Always answered my questions and always called back when needed!Emmett and his team were excellent!He provided multiple options, sent presentations and helped us make the best and information backed decision for us!Do not hesitate, give Emmet a call !
Review №5
2022-06-21Mr. Dempsey and his team was very delegated , efficient and available to me for the entire process of getting my resent mortgage. He is very knowledgeable, answered all my questions and concerns about my options of getting the right mortgage. I have taken a few mortgages or refinanced before and so far dealing with Mr Dempsey was the easiest and the most stress free.
Review №6
2022-06-21I refinanced my home with Emmett in 2021. I cant say enough positive things about him and his staff. I know absolutely nothing about the world of finance and Emmett was always patient and took the time to answer all my elementary questions. If I ever need to get a new mortgage or refinance an existing one, I know Ill be calling Emmett.
Review №7
2022-05-10Emmett was very helpful in refinancing my home. From helping get The necessary inspections and insurance that was needed. He helped me in every step of the way. I will be using Emmett again in the future if I need to refinance again and I would recommend him to all my friend and friends.
Review №8
2022-09-09Emmett and Cheryl were wonderful. They helped my mother with a reverse mortgage that was challenging. They stayed with it, guided us, and helped bring it to a close. We dont know what we would have done without them!
Review №9
2022-04-01If youre buying or refinancing you have to call Emmett Dempsey. Hes professional, thorough, ethical, and takes care of his clients. He knew the right choices to make when we were unsure and was able to get us the best deal possible. Thank you Emmett!
Review №10
2021-03-28Emmett was outstanding in getting our new investment condo closed. Any condo closing has many moving pieces. Emmett was instrumental in getting it all done and closing early. He takes the stress out of the mortgage process so you can focus on what else need to happen.